Tuesday, March 27, 2012

HTC DESIRE S……..LOOKS IS DECEIVING EI!

It comes to my attention that people now a days are encourage to purchase stuff based from it’s appearance. Well unfortunately, HTC Desire S suffer the opposite. I was able to use this device for a few weeks and I was convince that this device is more than meet the eyes. I must say that it is not as appealing as it looks due to it’s simple design (flat black back cover and a touch of gray with slight aerodynamic design on the side, front panel looks the same with other Smart phone with common 3.7 -inch touch screen with 480 x 800 resolution and four standard buttons.) However, if you are a tech savvy person then HTC Desire S is the ideal phone for your regardless of its looks. I try to bring it to a cellphone pawnshop in order to test its market value and they say I can pawn it for P3,000 pesos (roughly like $74 U.S dollars) and they say they don’t even know this phone. I was amazed because they find it simple as it looks. I have an HTC Magic(white) and they say I can pawn it for P5,000 pesos. What the! phone is much cheaper and specs is much lower. But since it looks like an iPhone and pleasing to human eye, they appraised the device much higher. Well people have their own taste and you cannot judge people by just looking at them in a glimpse. You need to spend more time knowing them. Same goes with HTC Desire S. Once you start browsing the internet, you wont even notice that you are using Smart phone since it acts like a regular desktop or laptop. Navigating from one page to the other is an ease. Opening flash website works fine. Tried HD games and I did not experience any lag or hang time. Works great specially the graphics quality. Wifi connectivity works uninterrupted or even data connection but off course this is dependent with the network (Smart SIM works great for me). It is now cheaper in the market specially if you will buy it at TipidCP.com. P13,000 worth w/ complete package like accessories and other stuff(2nd hand). Not bad!.

Saturday, March 10, 2012

LOAN FOR PROBATIONARY AND PROJECT EMPLOYEE

Isn’t odd for employee like us who are on our 3rd month on the job w/out benefits, only getting small salary, limited compensation but already stuck w/ tons of bills or unpaid dues after prioritizing the processing of our pre-employment requirements. We are tempted to fall for loan shark who offer immediate cash assistance but for a high interest and a shorter term of payment. In this case, we avoid engaging w/ this type of people as much as possible and try to apply for salary or personal loan through private lending company. Requirements are quite easy to prepare actually except for two major setback. Job status and ITR (Income Tax Return.). For Status, they require atleast regular position w/c is impossible since most company process your regularization after 6 months. ITR, w/c is only made available after a year of service. We are filled w/ dreams and hope not just for ourselves but for our love ones as well that’s why we work hard. Unfortunately, we can’t achieve things due to lack of support from government in providing financial assistance for starters like us. There are some sector like SSS w/ a pre-requisite of a 12 months of contribution for salary loan w/ limited amount based from salary bracket. Pagibig fund is another sector w/c requires higher contribution in order to file for higher amount of cash. I wish there will be a sector from government who will act as guarantor or co-maker for every newly hired employee who wish to apply for personal or salary loan through private sector since this private sector offers reasonable interest w/ ideal length of payment. Government may issue certificate for every employed individual who are in a probationary or project based employment. If they are worried about the financial security of both parties then it is up to them to come up w/ something reasonable for both of them. I hope this will shed light to concern group or sector who are willing to help and improve the way of living of urban poor people. Imagine how the government can help us in establishing our dreams through this type of loan. We work hard to pay our taxes, please make use of it to improve our way of living.

Saturday, March 3, 2012

LENDDO.COM

Lenddo.com is a site for those who wish to have new friends, connect w/ common friends and those who are in need of financial assistance. I'm a member of this site for more than 7 months now and this site is very helpful for students, businessman and employed individual. For students, they have the option to add their classmates and friends and make use of the site as their provider for their financial needs in terms of education w/c of course still requires approval from the Lenddo management. For businessman, Lenddo will help you put up your small business through their financial assistance w/c is payable for short or long term period. Employed individual are the most common customer of this site. They make use of their so called Lenddo points in order to established a stable credibility over the site. Employed individuals basically need financial assistance during their first few months on their job. They need as much as financial help as possible since they have consumed their savings or long kept money for the job requirements and other stuff needed in order for them to become a employed individual. Lenndo does not require collateral, ATM or ORCR of your vehicle but instead, your circle of friends will serve as your virtual collateral. How does it works? Plain and simple. Just link your social website like Facebook, Twitter, Google or Yahoo account and that's it. You have build your tools in order to borrow cash from them. Next step would be adding close friends, relatives and co-worker. Doing this will help you improve your chances of being approve for the loan you desire. Loan is subject to 3, 6 and 12 months to pay with low interest. You may visit their site www.lenddo.com for more details.